If you are about to buy a car for the first time, then you need to think about a few things before you pull the trigger on that purchase. There are a few key questions that you need to ask yourself and the car seller before you put down a large sum of money on a new vehicle. By making sure that you read the fine print involved with the car sale, you can ensure that there will not be any surprises when you are really ready to buy. Here are five different things that you need to do before you buy that new car after the test drive.
Are There Any Extra Fees?
Many car dealerships will quote a certain price for you, but then they add on a bunch of extra fees when you are actually ready to buy. When you ask someone for the price of a car, you should ask them the total amount of money that it would take for your to drive off the lot with that car today. Some of these fees can be rather questionable, but others are completely fair. It’s important to know the difference between a sales tax and a “handling fee.”
Ask About the Documentation Fee
One of the many fees that dealerships will add on to the cost of a car is the documentation fee. This is basically a fee for drawing up the proper paperwork involved with the sale of the car. You will almost always have to pay this fee, but different car dealers are going to have different price tags for this fee. Make sure that you understand the documentation fee upfront because the difference here can be a few hundred dollars.
Check to See How Much Insurance Will Cost
Part of the formula that is used to create your monthly car insurance bill is the type of car that you are driving. When it comes to California auto insurance, you need to make sure that purchasing this new car is not going to jack up your monthly rates. Although most people do not think about insurance before they get their new vehicle, the fact of the matter is that costly insurance can really add up over time.
What is the Mileage?
The mileage is widely considered the most important stat on a used car. Make sure that you factor this into the overall price. If the car gets good gas mileage, it will save you money in the long run on gas and repairs.
See If They Will Deliver
If you are shopping online, then it is a good idea to figure out how you are going to get the car to your house before you make the purchase. Consider all the options for delivery before you make an online purchase.